Umbrella Insurance

Having enough liability insurance is a necessity in today's world. With the population being so litigious, no one wants to be sued for medical or property repair bills. When you have auto and home insurance, you may not have enough of it in certain areas. If you want to know more about how umbrella insurance protects you, call us at The Agency Paiva LLC in Rhode Island.

Liability Coverage

If you already have auto and home insurance in place, that can be good protection in many ways. However, liability is often not one of them. These insurance policies often come with very little in the way of liability insurance, which can leave you financially vulnerable. If you were to have a serious accident, your maximum payout with your auto or home policy might not pay everything you owe. That's where umbrella protection comes in. With an umbrella policy, you get more liability coverage on top of your already existing policies.

Saving Money

So, if auto and home policies don't come with much liability protection, why not just increase the amounts in your auto and home policies? The answer is simple- it's much more expensive. Upgrading your liability coverage of both of these policies can be prohibitively expensive. However, umbrella insurance is quite affordable, and it comes with a huge maximum payout in the event of a serious accident. It's by far the most cost-effective way to add to your liability coverage to keep yourself much better protected.

Get Your Umbrella Policy

If you want better protection against lawsuits, medical bills, and property damage bills that stem from your liability, it may be time to get umbrella insurance. To find out more about this cost-effective insurance policy, contact us at The Agency Paiva LLC in Rhode Island.